The economy is faltering, businesses are folding and more and more jobs are set to go. Could you be next?

A recent press report said that the numbers of company insolvencies are set to rise, so if your employer goes bust, the rather generous redundancy terms that have been paid to others, may not be available to you.

Up until fairly recently, many of the mortgage payment insurance policies sold were very widely worded, so that companies could avoid paying claims. They were was often mis-sold, innocently or fraudulently, and therefore turned out to be a total waste of money. The bad press has put people off a purchase that they really need.

Well, now, there is no need to worry, the authorities have acted and forced the industry to clean up its act. Mortgage Payment Policies now have to meet “benchmark” standards, which are the minimum standards that a mortgage payment insurance policy must achieve or exceed.

You can now buy a mortgage payment insurance policy in the confidence that it has not been deliberately worded widely to avoid paying a claim.  These days you can avoid the” speed and surprise”, high pressure tactics used by some lenders in order to take you out of the market, to prevent you seeing what a good quality Mortgage Payment Policy can do for you in terms of benefits and value.

Half an hour on the internet will allow you to find an industry “bench marked” mortgage payment insurance policy at the right price and the benefits that you require.

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